Business Checking

Business Checking

Citizens Bank of Kentucky is dedicated to the business of Kentucky. Our qualified Commercial Banking Professionals will help you put together a financial plan to help your business thrive and grow, today and tomorrow.


Business Checking with Interest

Big or small, Business Checking from Citizens Bank of Kentucky will help your business flourish.

Includes:
Open with $1,000
Begin earning interest immediately (on minimum balance of $5,000)
No monthly maintenance fee with $5,000 minimum average monthly balance ($15 if balance falls below the required minimum)
Tiered variable interest rate - the higher your balance, the higher your interest rate
Rates based upon peer review (rate watch)
Interest compounded monthly.
Write up to 50 checks per month Free of charge ($0.20 an check thereafter)
Up to 250 Free deposit items per month ($0.20 an item thereafter)
eStatements with images ($5 Paper)
Amount Interest Rate
$0 to $4,999.99 .00%
$5,000 to $14,999.99 .01%
$15,000 to $24,999.99 .03%
$25,000 to Unlimited .05%

Business Premier Checking with Interest

Big or small, Business Checking from Citizens Bank of Kentucky will help your business flourish.

Includes:
Open with $1,000
Begin earning interest immediately (on minimum average monthly balance of $40,000)
No monthly maintenance fee with $40,000 minimum average monthly balance ($15 if balance falls below the required minimum)
Tiered variable interest rate - the higher your balance, the higher your interest rate
Rates based upon peer review (rate watch)
Interest compounded monthly
Unlimited check writing
Up to 500 Free deposit items per month (.20 per item thereafter)
eStatements with images ($5 Paper)
Amount Interest Rate
$0.00 to 39,999.99 .00%
$40,000 to $69,999.99 .07%
$70,000 to $99,999.99 .10%
$100,000 to Unlimited .15%

Select Business Checking

Citizens Bank of Kentucky Select Business Checking account is designed for businesses and non-profit organizations with low to moderate levels of transactions. This non-interest bearing account is intended for businesses that maintain moderate minimum balances and want low fee or no monthly fee checking.

Includes
FREE eStatements
FREE 24/7 telephone banking with our Account on Call (1-800-811-8148)
FREE 24/7 access with Online Banking/Bill Pay
FREE Business VISA Debit Card
Replacement Debit Card Fee $5.00

Business Performance Checking

If you have a higher level of account activity or maintain larger balances on deposit, Business Performance Checking provides service and value.

Includes:
Minimum opening deposit $100
Monthly service charge $10
Earnings credit on average investable balance.
Rate based upon 12 week moving average of the 91 day treasury bill rate
Fees on transactions
Item Fee
Checks/Debits $0.15
Deposits/Credits $0.25
Items Deposited (on us) $0.10
Items Deposited (others) $0.13
ACH items $0.15
Rolled Coins $0.10 (per roll)
Strapped Currency $0.50
Charge-back Deposit Items $10.00 (per item)
FDIC Insurance $0.23 (per $100 average)

Business Premier Investment Money Market

Earn interest with access. It’s good business.

Includes:
TIERED rates of interest, the higher your balance the greater the interest earned
Up to six free withdrawals per month
No monthly service charge on balances of $10,000 and up