Cash Management

Cash Management

Running a business involves countless responsibilities and a never-ending attention to details, especially when it comes to managing business accounts and paying bills. Citizens Bank of Kentucky is uniquely attuned to assisting with all cash management processes — from automated bill pay to transfers to reports – letting business owners focus on building their bottom lines instead of worrying about their banking and payroll details.


  • Account Inquiries — balances, transaction histories, check images
  • Download transactions into your financial software
  • Account transfers
  • Wire transfers
  • Bill pay for small businesses
  • Automated sweeps, to maintain account balances within certain limits
  • Balance alerts
  • Online stop payments
  • Custom reports
  • Multiple users allowed with varied levels of access and authority
  • ACH (Automated Clearing House) transactions
    • Credits (direct deposit of payrolls)
    • Debits (customer monthly membership dues, installment payments, rental payments, etc.)
  • EFTPS (Electronic Federal Tax Payment System)
  • Recurring wire transfer templates
  • Remote deposit capture