Savings Accounts

A future you can count on. Savings products that will help you prepare for life’s big events and create the secure future you deserve. Let a Citizens Bank of Kentucky Customer Service Representative help you choose the savings product that will help you prepare for life’s big events and create the secure future you deserve.


Statement Savings Earn Interest, Retain Access

The easiest way to start saving today.

LOW $200 minimum monthly balance requirement
Competitive interest rates compounded daily, paid quarterly
Two free withdrawals per month
ATM access with linked checking account
FREE 24/7/365 telephone banking with Your Account On Call
Statements sent quarterly

Young Savers Start Early, Build Savings

It’s never too early to start a saving habit. And a low minimum and NO FEES if you’re under 18 years old make this savings account a great way to begin.

NO FEES for participants under 18
LOW $5 minimum opening balance
NO MONTHLY minimum balance or service fees

Premier Investment Money Market

PREMIER RATES the higher your balance, the higher your rates
FLEXIBILITY up to six free withdrawals/transfers per month
Your Account On Call — free telephone banking, available 24/7/365
One free order of checks
Monthly statement with free check images

Christmas Club Open Early, Save Yearly

It comes only once a year! Open your Christmas Club account early to ensure this Christmas is one to remember.

Provides a convenient way to save for end of the year expenses
Payments made by automatic transfer
$250, $500 and $1,000 clubs available
Receive checks in early November for the Christmas shopping season