Deposit Products

PERSONAL ACCOUNTS

Breeze Checking – This Free Account makes banking a Breeze!

Minimum balance to open: $0 with direct deposit; $100.00 without direct deposit.

  • Free Visa™ Debit Card
  • Free Online Banking**
  • Free Bill Pay**
  • Unlimited Check Writing
  • Free Mobile Banking**
  • Free 24/7 access with your Account on Call
  • Paper Statement
  • Free Round Up Option+
  • No Monthly Service Charge*

**Data and/or internet service provider rates may apply.

*Overdraft/Returned Item Fees may apply.

+Free Round Up Option – Enroll in the Round Up Program. Transactions on Debit Cards, rounded to the next dollar and deposited to a CBK Savings account in account holders name.


Freedom Checking – Earn Interest on balances. Unlimited transactions. No monthly service charge.*

Minimum balance to open: $0 with direct deposit; $100.00 without direct deposit.

  • Free Visa™ Debit Card
  • Free Online Banking**
  • Free Bill Pay**
  • Unlimited Check Writing
  • Free Mobile Banking**
  • Free 24/7 access with your Account on Call
  • Paper Statement
  • Earn Interest on daily balances of $2,500 and over
  • $3.00 Monthly Service Charge*
  • Free Round Up Option+

*$3.00 Monthly Service Charge eliminated when $2,500 daily balance maintained in Freedom Checking

**Data and/or internet service provider rates may apply.

*Overdraft/Returned Item Fees may apply.

+Free Round Up Option – Enroll in the Round Up Program. Transactions on Debit Cards, rounded to the next dollar and deposited to a CBK Savings account in account holders name.


Empire50 Checking- Free Checking Account for customers age 50 and over.!

Minimum balance to open: $0 with direct deposit; $100.00 without direct deposit.

  • Free Visa™ Debit Card
  • Free Online Banking**
  • Free Bill Pay**
  • Free Mobile Banking**
  • Unlimited Check
  • Paper Statements
  • Earn Interest on daily balances of $2,500 and over
  • Free 24/7 access with your Account on Call
  • No Monthly Service Charge*
  • Free Round Up Option+

**Data and/or internet service provider rates may apply.

*Overdraft/Returned Item Fees may apply.

+Free Round Up Option – Enroll in the Round Up Program. Transactions on Debit Cards, rounded to the next dollar and deposited to a CBK Savings account in account holders name.


Liberty Checking  – The Account that fits your lifestyle.

Minimum balance to open: $0 with direct deposit; $100.00 without direct deposit.

    • Free Visa™ Debit Card
    • Free Online Banking**
    • Free Bill Pay**
    • Free Mobile Banking**
    • Free 24/7 access with your Account on Call
    • Free eStatements
    • $10,000 Identity Theft Insurance & Full Resolution Services
    • Access to Equifax Credit Score (Registration/activation required.)
    • Access to Equifax, TransUnion, and Experian Credit Report (Registration/activation required.)
    • 3-in-1 Credit File Monitoring (Registration/activation required.)
    • Best in-class discounts (Registration/activation required.)
    • Discounted Gas & Gift Cards (Registration/activation required.)
    • $5.00 Monthly Fee*
    • Free Round Up Option+

**Data and/or internet service provider rates may apply.

*Overdraft/Returned Item Fees may apply.

+Free Round Up Option – Enroll in the Round Up Program. Transactions on Debit Cards, rounded to the next dollar and deposited to a CBK Savings account in account holders name.



PREMIER INVESTMENT

      • The higher your balance, the higher your rates
      • Up to six free withdrawals/transfers per month
      • Free 24/7 access with your account on call
      • One free order of checks
      • eStatements

BUSINESS ACCOUNTS

SELECT BUSINESS CHECKING

  • Non-interest bearing intended for businesses that maintain moderate minimum balances with zero or low monthly charge
  • Free eStatements
  • Free 24/7 access with Your Account on call
  • Free Online Banking /Bill Pay
  • Free Business Visa™ Debit Card

BUSINESS CHECKING WITH INTEREST

  • Open with $1,000
  • Begin earning interest immediately on minimum balance of $5,000
  • No monthly charge with $5,000 minimum average monthly balance
  • The higher your balance, the higher your interest rate
  • Free check writing up to 50 per month
  • Free eStatements with images
  • Up to 250 free deposit items per month

BUSINESS PERFORMANCE CHECKING (ANALYSIS)

For accounts with higher level of account activity or maintains larger balances on deposit

  • Minimum opening deposit: $100
  • Monthly Service Charge: $9.95
  • Earnings credit based on average investable balance

BUSINESS PREMIER WITH INTEREST

  • Open with $1,000
  • Begin earning interest immediately on minimum average monthly balance of $40,000
  • No monthly charge with $40,000 minimum average monthly balance
  • The higher your balance, the higher your interest rate
  • Unlimited check writing
  • Up to 500 free deposit items per month
  • Free eStatements with images

PREMIER INVESTMENT BUSINESS (MONEY MARKET)

  • The higher your balance the greater the interest earned
  • Up to six free withdrawals per month
  • No monthly service charge on balances of $10,000 and up

ELITE BUSINESS CHECKING (Interest Bearing)

  • Minimum opening deposit $2,500
  • No monthly service charge with $50,000 minimum daily balance
  • Unlimited check writing
  • Unlimited deposits
  • Free eStatements
  • Free Business™ Debit Card
  • Free 24/7 access with Your Account on call
  • Free Online Banking /Bill Pay
  • Tiered interest rates determined by the bank and my change daily

To report a Lost or Stolen Debit/ATM Card between the hours of 9am-5pm please call (866) 462-2265.
After hours please call (800) 811-8148, select option 3.