Treasury Management Services

Citizens Bank of Kentucky can assist you with all your needs, from digital banking using your mobile or tablet device or personal computer.   

Experience the power of the Automated Clearing House, a solution tailored to fulfill all your financial needs.  ACH allows business the opportunity to direct deposit payroll, as well as pay expenditures.

The top benefit of using ACH includes:

• Convenience
• Flexibility
• Lower processing costs
• Faster payments
• Reduced incidents of error and fraud

May be subject to credit approval.

Remote Deposit Capture allows our business customers to do deposit their checks right from the office, no waiting in line.   Deposits can be made as soon as checks are received, increasing ease of cash flow and account reconciliation.

• Convenient
• Fast
• Saves time and expense

*RDC is available for depositing checks only; however, Citizens Bank of Kentucky’s ATM’s will accept both checks and cash deposits.

Citizens Bank of Kentucky partners with BancCard© to provide services to our business customers.  Bancard© provides transaction authorization, as well as processing and network services, for credit and debit cards.

• No contract required
• Competitive rates
• Excellent customer service

May be subject to credit approval.

Positive Pay is a service offered to our business customers. This service is designed to efficiently and effectively mitigate potential fraud from occurring within your Citizens Bank of Kentucky Business Checking Account.

How it works:

• The business uploads a file containing check numbers, amounts and payees.
• This file allows Citizens Bank of Kentucky to be notified of all checks written by the business.
• Once the checks are presented for payment, the business customer approves the file for payment, or if there is an exception, then the check is not paid and is returned.

Positive Pay is a great way to be vigilant with your account and mitigate potential fraud.