Online Banking

  • ACCESS and print information on all accounts, including loans
  • REVIEW and print transactions and statements
  • CONFIRM deposits, withdrawals and checks cleared
  • TRANSFER funds between accounts and make loan payments
  • DOWNLOAD transactions to the leading financial management programs
  • VIEW deposits and checks cleared
  • RECEIVE email alerts
  • PERSON-TO-PERSON (P2P) **   / ***Must call, email or visit any branch and ask to have P2P Activated. 
  • BILL PAY – PAY anyone, anytime…in one convenient place from multiple checking accounts
    • SAVE money on stamps, envelopes, and late fees
    • MAKE payments automatically on the date you select

**Data and/or internet service provider rates may apply.

*Overdraft/Returned Item Fees may apply.


Mobile Banking *,**,***

  • View your balance
  • View account activity
  • Transfer funds
  • Locate a branch or ATM
  • Contact our Customer Service
  • Safe and secure
  • Mobile Deposit
  • Person-To-Person (P2P) **   / ***Must call, email or visit any branch and ask to have P2P Activated.
  • Bill Pay
  • De-activate/ Activate security feature
  • Auto Login
  • Access statements
  • Detailed Account Alerts
  • Add transaction details by adding receipt image or note
  • Assign categories to transactions
  • Deposit Recap – ability to view all items that made up deposit

**Data and/or internet service provider rates may apply.

*Overdraft/Returned Item Fees may apply.


Citizens Bank Mobile Logo  App Store Logo  Google Play Logo

Simple View (PFM)

  • TRACK your budget and tag spending
  • SET goals
  • PULL in other accounts for a complete financial picture

Better Together: Sync Your Finances, Access Life!

Access all your accounts in one place with Simple View

You’re busy. So does it really make sense to have to go to one site to check your car loan, another to pay your mortgage and yet another to see your checking account? No.

And Simple View from Citizens Bank of Kentucky has done something about it!

Access all your accounts in one spot with Simple View. By doing so, you’ll get a better idea of what is happening across your entire financial life in real time, without having to jump back and forth from one account window to another.

What’s more, once you sync all your information, our powerful Simple View will be able to share with you powerful information – and you don’t have to lift a finger!

See your monthly cash flow. Check on savings goals. Analyze your spending patterns. Set spending targets. You can do all this across all your accounts.

Get a clear view of your entire financial picture in one spot.

We’ve made it easy!

Aggregate your checking, savings, loans, 401ks, IRAs, etc., all in one place and take control of your financial destiny! Our Simple View has the power to help you get it done.

How to Add an Account & Get Control.  The real power of Simple View is in its ability to help you gain control of your finances by monitoring all your accounts in one place.

Step 1: On your Dashboard, click “Add” under navigation above your current accounts.
Step 2: Select your account from the available institutions OR use the search feature to find your account.
Step 3: Complete the required account information, and select “Connect.”

That’s it! It’s that simple. But while you’re there, why not add a few more?


eStatements are retrieved through CBK’s “Secure Messaging” site, a completely secure site that requires a username and password. To sign up to receive these, you can come into the bank and fill out a form.  Once enrolled, you will receive an e-mail each month when your statement is ready to be retrieved, directing you to the Secure Messaging site, you will enter your username and password, which will then take you to a page that looks almost like an inbox. From there, you can choose which message/statement you would like to view. Three months of e-mail notices are maintained in Secure Messaging. However, you can choose to move those statements over into your “My Safe” folder for continued online secure access. You may also choose to print the statements for safekeeping, save them on a flash drive, hard drive or CD or download them into your favorite budgeting software.

Visa™ Debit Cards

Available to use for purchase or ATM withdrawals anywhere Visa® Debit is accepted, locally and worldwide

  • Purchases deducted directly from your checking account
  • No cash on hand, no check writing, no approval time, no hassle
  • No annual or transaction fees
  • Online password protection with Verified by Visa®

Credit Cards

Enjoy the Prestige and Privileges of Consumer Platinum or Business Card

Individual Application

Joint Application

Merchant Visa™ Account

Enable your business for easily accept VISA® purchases and transactions

Save time without missing any sales opportunities — a business service we can enable for you Services also available for American Express®, Discover® and MasterCard®

Your Account On Call

Convenient and accessible from any touch-tone phone, available toll-free, 24/7/365 with NO service charges

SAFE and secure PIN protection

ACCESS all accounts — savings, checking, CDs, loans — to check balances or make transfers.

Call 1 (800) 811-8148

To report a Lost or Stolen Debit/ATM Card between the hours of 9am-5pm please call (866) 462-2265.
After hours please call (800) 811-8148, select option 3.