Money and Credit Cards

Business Credit Cards

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Contact us at 866-462-2265 to find out how
Merchant Services of Citizens Bank of Kentucky
can benefit you.

Citizens Bank of Kentucky Business Credit Cards


Credit Card Account Login


Business Credit Cards *

Choose the card that is right for your business – Standard Card with no annual fee or the Preferred Points Rewards Card.

Business Card – Standard Card


  • No annual fee.
  • Competitive ongoing APR. 1
  • 25-day grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.


  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.


Business Card – Preferred Points Rewards


  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR. 1
  • 25-day grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.


  • Redeem your rewards points for cash-back awards, retail gift cards, travel2 and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.


To Apply Now

Supporting Documentation

1. Financial Statements including balance sheet and income statement
2. If applicant is a corporation, include corporate resolution and articles of incorporation. If a partnership, include partnership agreement.

*Loans are subject to credit approval.

  1. Please see application and “Rate, Charges, Fees and Terms of Conditions” for additional information about the Annual Percentage Rate (APR) and Introductory Rate.
  2. Not a deposit; Not FDIC Insured; Not insured by any government agency; not guaranteed by the Bank.