Banking Services

Life gets more hectic and more demanding every day. You need a bank that is there for you when and where you need it, 24 hours a day, 7 days a week — whether you’re banking online, considering loan options or setting up automatic bill pay. Citizens Bank of Kentucky is connected for you, to you, through our extensive Internet banking resources. Your accounts are always available — by phone, online and at multiple ATMs and branches.


Use your Citizens Bank of Kentucky VISA® debit card to access your accounts from thousands of locations worldwide.

WITHDRAW cash, make deposits, transfer funds, view balances
Use your card at Cirrus®, NYCE® and STAR® network ATMs

Direct Deposit

Have checks, payroll, etc. automatically deposited into your preferred account.

SECURE and convenient for paychecks, social security, retirement and military checks

Auto Transfer

Authorize automatic regularly scheduled payments or transfers of money from checking and/or savings accounts.

EASY safe and free solution to pay loans, build savings or ensure recurring monthly bills are paid on time

24-Hour Deposits

All branch locations equipped to receive after-hour deposits.

CONVENIENT and inexpensive for securing daily transactions safely

Safe Deposit Boxes

Boxes in a variety of sizes are available for storing and securing valuable possessions and documents.